There are benefits and drawbacks associated with making online purchases. For the positives to win, it is important that you know what you are doing when you shop online. This article has the information on how to do it properly.
Make sure that when you make a purchase online, you are aware of if the site is secure or not. You do not want your information being compromised in this day and age. Identity theft is quite common, and you must protect your information at all cost so that you wish to keep making purchases online.
When shopping for a product online, take the time to read reviews. Try finding the same product on different sites to read as many reviews as possible. Reading many reviews will help you get a more general idea of whether or not the product you are interested in meets high standards of quality.
Read customer testimonials before you buy anything. People are more than happy to complain about bad service online, so look for sites and testimonials that are terrible so that you know what you’re getting into. You should take bad reviews with a grain of salt, but if you see many, you know there is a problem.
If you are going to be doing some shopping online, make sure you understand the liability for each credit card you use online. Many credit cards have automatic fraud prevention built in while others offer it for a minimal fee. You do not want to get stuck with purchases made on your card if the number is stolen.
To protect yourself use a credit card when shopping online. The federal government has passed laws to protect consumers in the event of fraud. The amount the consumer is responsible for is a mere $50.00 as compared to debit cards where the entire balance can be withdrawn by internet hackers.
If you think that you will be making a lot of online purchases in the future, consider applying for a separate credit card to use only for these transactions. It is easier to track all transactions if they are the only items listed on this card’s transaction records. Additionally, you don’t need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
When ordering a product from an online store, make sure the URL of the page starts with HTTPS instead of HTTP. This is a sign that the page is secure and that you can submit your payment information without having to worry. If you do not notice this HTTPS, go through a different store.
Never wire anyone money to make a purchase online. This is a method of payment that is used a lot by people looking to scam you out of your money. Using a credit card is better since you can lodge a dispute if your item is never received. Wiring the money offers you no type of protection.
When you are shopping online, use reviews and ratings to your advantage and make smart purchases. If you are buying a rug and 10 out of 11 reviewers say the item was not the correct color, you probably want to look somewhere else for the item. Also check to verify that a customer had to purchase the item in order to make the review.
In order to shop like a pro online, you need to take advantage of any discounts that you can find that are only available to people who purchase online. Sign up for newsletters, daily deals and search for coupons before you make your purchase. Oftentimes there will be discounts available if you take the time to look for them.
Look into online shopping clubs. Sites like ebates.com have some tremendous offers. You not only find out about sales going on at different sites, but they pay you a percentage of your purchase when you buy from those sites. It is a great way to get a bonus check every four months and get the things you need.
If you get something expensive on the Internet, it’s a good idea to make sure that a reputable carrier like UPS can deliver it; paying for higher shipping is smart in this case. You may even want to pay for expedited or insured shipping. Ask a trustworthy neighbor to keep an eye out for the UPS truck if you cannot be home when your order is delivered.
Prior to making a purchase, check out the site’s shipping guarantee. If your item does not ship out when it is supposed to, you can cancel the order and get your money back. Make sure you know what your rights are so that you are fully protected when making online purchases.
Stick with first page results when shopping online. Second page rankings are unlikely to be as reliable as first page rankings. It’s always better to shop at a store that you recognize.
Using a separate email address for your online shopping will prevent your personal and business accounts from receiving large amounts of spam. Depending on privacy policies, your email address could be sold to other companies, who will send you information. Consider using a free email account from Hotmail or Yahoo to use solely for online shopping.
Always like or friend your favorite retailers on social networking sites. Big retailers frequently offer exclusive deals to their social network followers. As an added bonus, these deals will pop up in your feed, which means you’ll never miss them. You’ll be amazed at how good some of these exclusive offers are.
Because you are now more informed on how to properly shop online, you should begin shopping today. Just keep these tips in mind to help you shop smarter. Once you see the money you will be able to save, you will be so glad you read this article from top to bottom.
